This section is intended for California residents pursuant to the California Consumer Privacy Act of 2018 (CCPA). Terms defined in the CCPA and applicable California Office of the Attorney General Regulations have the same meaning as used in this section.
The CCPA defines “Personal Information” as information that “identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.”
Williams & Fudge, Inc. does not sell any consumer Personal Information.
Williams & Fudge, Inc. (“WFI”) may receive, collect and use Personal Information for purposes of collecting debts on behalf of its creditor clients.
WFI collects and has collected in the last twelve (12) months the following types of Personal Information offline and on WFI’s website regarding collection accounts placed with us:
WFI will not collect additional categories of Personal Information or use the Personal Information collected for materially different purposes than the collection of debts without providing you notice.
Personal Information does not include:
The Categories of Sources From Whom We Collected This Personal Information Are:
WFI may also be considered a “Service Provider” to its creditor clients
WFI collects most of this Personal Information from our creditor clients or directly from you or your authorized representative(s) via telephone, written communications, or your activity on WFI’s website. However, WFI may also collect information from publicly accessible sources and from our service providers.
WFI uses the Personal Information above strictly for the following purposes:
WFI regularly discloses and has disclosed in the last twelve (12) months the following types of Personal Information for one or more business purposes: Name, address, email address, Social Security number, date of birth, employment information, contact information, payment and financial information, age, marital status, sex, and veteran or military status, audio information, and information collected or shared pursuant to HIPAA, GLBA, FCRA, DPPA, and/or other applicable privacy laws.
WFI does not sell any Personal Information and will not sell your Personal Information.
The CCPA provides California consumers with additional rights regarding their Personal Information.
Subject to the exceptions set forth in California Civil Code section 1798.145, you have the right to request that we disclose the categories of Personal Information WFI has collected, used, or disclosed about you in the preceding 12-month period. We must also provide you with a summary of the purposes for which the categories of Personal Information were collected. We must also provide you with the categories of sources from which the Personal Information was collected, the categories of third parties with whom we share Personal Information, if any, and the specific pieces of Personal Information we have collected about you.
WFI will disclose the applicable information specified above to you upon receipt of your verifiable consumer request (see “Submitting a Verifiable Consumer Request” section below).
You have the right to request that we delete any of your Personal Information subject to the various exceptions provided in the CCPA (see “Submitting a Verifiable Consumer Request” section below).
Please note: Deletion requests are subject to certain exceptions.
WFI may deny your deletion request if we are acting in the role of a service provider to another business regarding the applicable Personal Information. If we deny your request on that basis, we will generally refer you to the relevant business. In addition, we may deny your deletion request if retaining the information is necessary for WFI or our service providers to:
Comply with a legal obligation;
Submitting a Verifiable Consumer Request
In order to protect your information, we can only honor requests to know or deletion requests upon receipt of a verifiable consumer request. Your request must provide information that enables us to verify your identity in order for us to respond.
You agree to respond to any reasonable requests from us for additional information to enable us to verify your identity in connection with your access or deletion requests.
You may submit a verifiable consumer request by either of the following methods:
Upon receiving a request, we will attempt to verify your identity and will respond within no more than forty-five (45) days as required by the CCPA. If WFI reasonably needs additional time to comply, WFI will notify you of the need for additional time no more than forty-five (45) days after receipt of your verifiable consumer request.
Once you have submitted a valid request, you will be issued a reference number.
Please note that we are not required to:
Authorized Agent Designation
California residents have the right to designate an authorized person or corporate entity to exercise rights granted to them under the California Consumer Privacy Act (CCPA). To make this designation, California residents may complete and submit this form here.
Right To Nondiscrimination
WFI will not discriminate against you because you elect to exercise any of your rights under the CCPA including, but not limited to:
If you have questions or concerns about WFI’s privacy policies and/or practices, you may reach a representative at 800.849.9791.
Last Updated: 10/1/2020